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Fort Plain residents hope for federal, state flood relief

FORT PLAIN -- Residents impacted by last years flood are hoping for property tax relief after the State Senate passed a bill to reassess homes at the post-flood prices.

I had hoped we'd do it in the fall, but I wanted us to come back and do it they can't wait to rebuild their lives and that's one of the reasons I keep advocating for a session date in the fall so we can deal with those types of crisis, said Sen. Cecilia Tkaczyk (D-Duanesburg), who co-sponsored the bill.

Yvette Bridgewaters home was torn to the studs on the first floor and is still under repair. The family of five has slept on their second floor since the flood.

Technically we're living in half a house right now to pay full taxes on it, that's a bit much, but when it's finished no problem. I understand youve got to pay your fair share, said Bridgewater.

Bridgewater was among many homeowners who did not have flood insurance during the storm. The family is considering purchasing it to protect the investment they are putting into the renovation, but it is expensive.

On Thursday, the U.S. Senate passed a bill to delay a flood insurance rate hike that could have put rates out of reach for many. Senators are giving FEMA four years to come up with more affordable rates.

If they don't come up with something that's more affordable we won't pass it. So we're in good shape, said Sen. Chuck Schumer (D-New York) after the vote.

Bridgewater and her husband are reviewing their finances and hope to purchase insurance to protect their home as they continue to rebuild.

Its going to take a while, said Bridgewater. At least we have hope and at least we're getting there.